subprime

adjective

sub·​prime ˈsəb-ˌprīm How to pronounce subprime (audio)
1
: having or being an interest rate that is higher than a prime rate and is extended chiefly to a borrower who has a poor credit rating or is judged to be a potentially high risk for default (as due to low income)
subprime mortgages
a subprime loan
2
: extending or obtaining a subprime loan
subprime lenders
subprime borrowers

Examples of subprime in a Sentence

Recent Examples on the Web
Examples are automatically compiled from online sources to show current usage. Read More Opinions expressed in the examples do not represent those of Merriam-Webster or its editors. Send us feedback.
Before that, supply hadn’t been this high since 2009, amid the subprime mortgage crisis and the Great Recession. Diana Olick, CNBC, 25 June 2025 Leading up to the 2008 financial crisis, predatory payday and subprime lenders lobbied Congress under the guise of financial inclusion and enlisted prominent civil rights groups to amplify their message. Cleve Mesidor, Forbes.com, 25 June 2025 Such a drop could knock a super prime borrower down to subprime status, TransUnion’s Wise said. Alicia Wallace, CNN Money, 13 May 2025 Michael Burry, who shot to fame by calling the subprime mortgage crisis, loaded up on bearish bets against Nvidia and Chinese internet stocks in the first quarter. Yun Li, CNBC, 15 May 2025 See All Example Sentences for subprime

Word History

First Known Use

1995, in the meaning defined at sense 1

Time Traveler
The first known use of subprime was in 1995

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Cite this Entry

“Subprime.” Merriam-Webster.com Dictionary, Merriam-Webster, https://www.merriam-webster.com/dictionary/subprime. Accessed 5 Jul. 2025.

Legal Definition

subprime

adjective
sub·​prime ˈsəb-ˌprīm How to pronounce subprime (audio)
1
: having or being an interest rate that is higher than a prime rate and is extended especially to low-income borrowers
subprime mortgages
2
: extending or obtaining a subprime loan
subprime lenders
subprime borrowers

More from Merriam-Webster on subprime

Last Updated: - Updated example sentences
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