credit history

noun

: a record of having borrowed and repaid money in the past

It's hard to buy a car if you don't have any credit history.

Examples of credit history in a Sentence

Recent Examples on the Web

Check your credit reports and credit scores Two other factors lenders will consider are your credit history and credit score. —Jeanne Sahadi, CNN, 4 Apr. 2024

Credit checks aren’t required, and the user can quickly piggyback on the primary cardholder’s credit history. —Lauren Schwahn Of Nerdwallet, Quartz, 2 Apr. 2024

This includes payment history, credit utilization, credit history length, credit inquiries, and types of credit. —Sydney Lake, Fortune, 25 Mar. 2024

Many don’t speak English and lack a credit history, all barriers to securing long-term housing, advocates say. —Karin Brulliard, Washington Post, 20 Mar. 2024

Like other credit reporting bureaus, Experian offers credit reports that contain not just information about a person's identity in a general sense but also their credit history and data obtained from public records. —Jon Stojan, USA TODAY, 18 Mar. 2024

The eviction also could go on her credit history, reducing her chances of landing an apartment in the future. —Calmatters, The Mercury News, 9 Jan. 2024

Car insurance rates depend on your location, age, driving record, credit history and type of vehicle. —Laura Daniella Sepulveda, The Arizona Republic, 22 Feb. 2024

One way to build up your credit score and credit history is by using a credit card for some expenses and paying it off in full each month. —Byalicia Adamczyk, Fortune, 10 Feb. 2024