de·duct·ible
di-ˈdək-tə-bəl 
dē-
: allowable as a deduction
expenses that are deductible from taxable income
plural deductibles
: the amount of financial loss specified in an insurance policy that the insurer will not be held responsible for and that the insurance holder must pay
The deductible on your insurance is the amount of money on an insurance claim you would pay before the insurance company pays. It's what you'll be paying out of pocket prior to the insurance coverage.—
Steve Fiorillo
Steve Fiorillo
also
: a clause in an insurance policy that relieves the insurer of responsibility for an initial specified loss of the kind insured against
Examples of deductible in a Sentence
Adjective
The trip was deductible as a business expense.
Noun
I have an insurance policy with a $1,000 deductible.
Recent Examples on the WebMichelle Singletary, Washington Post, 5 Apr. 2024
This deduction is based on the premise that by relinquishing the right to develop or significantly alter the land, the property's market value is reduced, and this decrease in value can be deductible.
—Jessica Ledingham, J.d., Ll.m., Forbes, 29 Mar. 2024
In order to be tax deductible, at a minimum, the purpose of the flight must be for business.
—Guinevere Moore, Forbes, 21 Feb. 2024
Breast implants Cosmetic surgery is usually a personal expense and isn’t tax deductible.
—Medora Lee, USA TODAY, 20 Feb. 2024
Comprehensive coverage requires a deductible fee to move forward with a claim.
—Jacqueline Pinedo, Sacramento Bee, 5 Feb. 2024
An initial verdict for CBS was overturned on appeal, and the Kings settled for a cash payment (which evidently took the form of a contribution to the King Center for Nonviolent Social Change and thus was tax deductible).
—Louis Menand, The New Yorker, 15 Jan. 2024
Expenses related to service animals may be deductible as medical expenses, the IRS says.
—Medora Lee, USA TODAY, 20 Feb. 2024
If the cost of your repairs is less than or equal to your deductible, your insurance won’t pay a thing.
—Jon Healey, Los Angeles Times, 7 Feb. 2024
Julie Appleby, NPR, 1 Apr. 2024
Andrea and her husband, for example, currently buy insurance from their state marketplace and have an annual deductible of $16,000, plus monthly premiums and other costs.
—Alicia Adamczyk, Fortune, 30 Jan. 2024
Insurers will have to count drug copay coupons toward deductibles and patient spending caps in most cases, after a Biden move in federal court on Tuesday.
—John Wilkerson, STAT, 17 Jan. 2024
Other factors that can help keep a lid on insurance prices include opting for high deductibles and maintaining a clean driving record: few, if any, accidents, speeding tickets, lapses in coverage or, especially, citations for driving under the influence.
—The Arizona Republic, 11 Feb. 2024
With the exception of copayments and deductibles, Ohio law requires that health care facilities seek compensation for covered services from health insurance corporations, rather than the patient.
—Elizabeth B. Kim, The Enquirer, 11 Jan. 2024
This increase will inevitably be shouldered by families through higher monthly premiums, elevated deductibles, and involuntary out-of-pocket expenses.
—Kat Cammack, National Review, 2 Feb. 2024
Your portion of the cost-sharing can include deductibles, copayments, and/or coinsurance.
—Elizabeth Davis, Verywell Health, 27 Feb. 2024
Sterling says the memberships are geared toward patients who don’t have health insurance, have high deductibles or prefer walk-in care.
—Angela Palermo, Idaho Statesman, 12 Feb. 2024
Adjective
However, many modifications such as widening doorways do not add value and are fully deductible, Flores said.
—Michelle Singletary, Washington Post, 5 Apr. 2024
This deduction is based on the premise that by relinquishing the right to develop or significantly alter the land, the property's market value is reduced, and this decrease in value can be deductible.
—Jessica Ledingham, J.d., Ll.m., Forbes, 29 Mar. 2024
In order to be tax deductible, at a minimum, the purpose of the flight must be for business.
—Guinevere Moore, Forbes, 21 Feb. 2024
Breast implants Cosmetic surgery is usually a personal expense and isn’t tax deductible.
—Medora Lee, USA TODAY, 20 Feb. 2024
Comprehensive coverage requires a deductible fee to move forward with a claim.
—Jacqueline Pinedo, Sacramento Bee, 5 Feb. 2024
An initial verdict for CBS was overturned on appeal, and the Kings settled for a cash payment (which evidently took the form of a contribution to the King Center for Nonviolent Social Change and thus was tax deductible).
—Louis Menand, The New Yorker, 15 Jan. 2024
Expenses related to service animals may be deductible as medical expenses, the IRS says.
—Medora Lee, USA TODAY, 20 Feb. 2024
If the cost of your repairs is less than or equal to your deductible, your insurance won’t pay a thing.
—Jon Healey, Los Angeles Times, 7 Feb. 2024
Noun
Patients' new plans might not include their doctors or might come with higher deductibles than their former coverage.
—Julie Appleby, NPR, 1 Apr. 2024
Andrea and her husband, for example, currently buy insurance from their state marketplace and have an annual deductible of $16,000, plus monthly premiums and other costs.
—Alicia Adamczyk, Fortune, 30 Jan. 2024
Insurers will have to count drug copay coupons toward deductibles and patient spending caps in most cases, after a Biden move in federal court on Tuesday.
—John Wilkerson, STAT, 17 Jan. 2024
Other factors that can help keep a lid on insurance prices include opting for high deductibles and maintaining a clean driving record: few, if any, accidents, speeding tickets, lapses in coverage or, especially, citations for driving under the influence.
—The Arizona Republic, 11 Feb. 2024
With the exception of copayments and deductibles, Ohio law requires that health care facilities seek compensation for covered services from health insurance corporations, rather than the patient.
—Elizabeth B. Kim, The Enquirer, 11 Jan. 2024
This increase will inevitably be shouldered by families through higher monthly premiums, elevated deductibles, and involuntary out-of-pocket expenses.
—Kat Cammack, National Review, 2 Feb. 2024
Your portion of the cost-sharing can include deductibles, copayments, and/or coinsurance.
—Elizabeth Davis, Verywell Health, 27 Feb. 2024
Sterling says the memberships are geared toward patients who don’t have health insurance, have high deductibles or prefer walk-in care.
—Angela Palermo, Idaho Statesman, 12 Feb. 2024
These examples are programmatically compiled from various online sources to illustrate current usage of the word 'deductible.' Any opinions expressed in the examples do not represent those of Merriam-Webster or its editors. Send us feedback about these examples.
Dictionary Entries Near deductible
Cite this Entry
“Deductible.” Merriam-Webster.com Dictionary, Merriam-Webster, https://www.merriam-webster.com/dictionary/deductible. Accessed 19 Apr. 2024.
Copy CitationLegal Definition
deductible
2 of 2 noun
: a clause in an insurance policy that relieves the insurer of responsibility for an initial specified loss of the kind insured against
also
: the amount specified in such a clause compare franchise sense 4a
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