de·duct·ible
di-ˈdək-tə-bəl 
dē-
: allowable as a deduction
expenses that are deductible from taxable income
plural deductibles
: the amount of financial loss specified in an insurance policy that the insurer will not be held responsible for and that the insurance holder must pay
The deductible on your insurance is the amount of money on an insurance claim you would pay before the insurance company pays. It's what you'll be paying out of pocket prior to the insurance coverage.—
Steve Fiorillo
Steve Fiorillo
also
: a clause in an insurance policy that relieves the insurer of responsibility for an initial specified loss of the kind insured against
Examples of deductible in a Sentence
Adjective
The trip was deductible as a business expense.
Noun
I have an insurance policy with a $1,000 deductible.
Recent Examples on the WebRon Lieber, New York Times, 20 Apr. 2024
Most Americans know charitable gifts, retirement contributions, student loan and mortgage interest are tax deductible, but what about your pet, swimming pool, private jet or cosmetic surgery?
—Medora Lee, USA TODAY, 20 Feb. 2024
For example, a family of four in Los Angeles earning $50,000 could qualify for a standard plan for $28 a month or a high deductible plan with no monthly premiums, according to Covered California’s quote tool.
—Calmatters, The Mercury News, 26 Mar. 2024
With Apple Care — which costs $500 for the Vision Pro — there’s a $299 deductible for damaging the cover glass.
—Victoria Song, The Verge, 23 Feb. 2024
Notably, one individual last September was ordered to pay $15 million in restitution after they were discovered to have falsified millions of dollars of personal expenses as deductible business expenses.
—William Gavin, Quartz, 22 Feb. 2024
Insurance companies would also be allowed to offer policies with a separate roof deductible that would not exceed 2% of the policy dwelling limits or 50% of the roof replacement costs.
—Lawrence Mower, Miami Herald, 30 Jan. 2024
However, many modifications such as widening doorways do not add value and are fully deductible, Flores said.
—Michelle Singletary, Washington Post, 5 Apr. 2024
This deduction is based on the premise that by relinquishing the right to develop or significantly alter the land, the property's market value is reduced, and this decrease in value can be deductible.
—Jessica Ledingham, J.d., Ll.m., Forbes, 29 Mar. 2024
Ken Alltucker, USA TODAY, 23 Apr. 2024
Insurance typically covers most of that cost—minus what can be significant co-pays and deductibles—and Vertex offers co-pay assistance.
—Sarah Zhang, The Atlantic, 7 Mar. 2024
Skyrocketing premium costs and the rise of the deductible as a health industry standard have combined to bleed patients dry financially.
—Carolyn Barber, Fortune, 29 Feb. 2024
Even those with Medicare must pay deductibles and co-payments.
—Howard Gleckman, Forbes, 27 Feb. 2024
Eligible expenses for the grant include supplies and labor for storm cleanup efforts; repairs and equipment replacement not covered by insurance; employee wages; and insurance deductibles.
—Lyndsay Winkley, San Diego Union-Tribune, 27 Jan. 2024
With some plans, the deductible is per pet, a year.
—Kat Tretina, wsj.com, 8 Jan. 2024
The fees, which can exceed $4,000 a year, are in addition to copayments, deductibles and other charges not paid by patients' insurance plans.
—Phil Galewitz | Kff Health News, ABC News, 29 Mar. 2024
Plus, their out-of-pocket exposure (in terms of deductibles and coinsurance) is $18,900.
—John C. Goodman, Forbes, 29 Feb. 2024
Adjective
But to someone who believes that embryos are indeed people, a federal court case over whether any such donations are deductible is an opportunity to advance the cause of fetal personhood.
—Ron Lieber, New York Times, 20 Apr. 2024
Most Americans know charitable gifts, retirement contributions, student loan and mortgage interest are tax deductible, but what about your pet, swimming pool, private jet or cosmetic surgery?
—Medora Lee, USA TODAY, 20 Feb. 2024
For example, a family of four in Los Angeles earning $50,000 could qualify for a standard plan for $28 a month or a high deductible plan with no monthly premiums, according to Covered California’s quote tool.
—Calmatters, The Mercury News, 26 Mar. 2024
With Apple Care — which costs $500 for the Vision Pro — there’s a $299 deductible for damaging the cover glass.
—Victoria Song, The Verge, 23 Feb. 2024
Notably, one individual last September was ordered to pay $15 million in restitution after they were discovered to have falsified millions of dollars of personal expenses as deductible business expenses.
—William Gavin, Quartz, 22 Feb. 2024
Insurance companies would also be allowed to offer policies with a separate roof deductible that would not exceed 2% of the policy dwelling limits or 50% of the roof replacement costs.
—Lawrence Mower, Miami Herald, 30 Jan. 2024
However, many modifications such as widening doorways do not add value and are fully deductible, Flores said.
—Michelle Singletary, Washington Post, 5 Apr. 2024
This deduction is based on the premise that by relinquishing the right to develop or significantly alter the land, the property's market value is reduced, and this decrease in value can be deductible.
—Jessica Ledingham, J.d., Ll.m., Forbes, 29 Mar. 2024
Noun
These working-age adults are far more likely to get health insurance through an employer, and these plans often include high deductibles, coinsurance or other cost-sharing features.
—Ken Alltucker, USA TODAY, 23 Apr. 2024
Insurance typically covers most of that cost—minus what can be significant co-pays and deductibles—and Vertex offers co-pay assistance.
—Sarah Zhang, The Atlantic, 7 Mar. 2024
Skyrocketing premium costs and the rise of the deductible as a health industry standard have combined to bleed patients dry financially.
—Carolyn Barber, Fortune, 29 Feb. 2024
Even those with Medicare must pay deductibles and co-payments.
—Howard Gleckman, Forbes, 27 Feb. 2024
Eligible expenses for the grant include supplies and labor for storm cleanup efforts; repairs and equipment replacement not covered by insurance; employee wages; and insurance deductibles.
—Lyndsay Winkley, San Diego Union-Tribune, 27 Jan. 2024
With some plans, the deductible is per pet, a year.
—Kat Tretina, wsj.com, 8 Jan. 2024
The fees, which can exceed $4,000 a year, are in addition to copayments, deductibles and other charges not paid by patients' insurance plans.
—Phil Galewitz | Kff Health News, ABC News, 29 Mar. 2024
Plus, their out-of-pocket exposure (in terms of deductibles and coinsurance) is $18,900.
—John C. Goodman, Forbes, 29 Feb. 2024
These examples are programmatically compiled from various online sources to illustrate current usage of the word 'deductible.' Any opinions expressed in the examples do not represent those of Merriam-Webster or its editors. Send us feedback about these examples.
Dictionary Entries Near deductible
Cite this Entry
“Deductible.” Merriam-Webster.com Dictionary, Merriam-Webster, https://www.merriam-webster.com/dictionary/deductible. Accessed 3 May. 2024.
Copy CitationLegal Definition
deductible
2 of 2 noun
: a clause in an insurance policy that relieves the insurer of responsibility for an initial specified loss of the kind insured against
also
: the amount specified in such a clause compare franchise sense 4a
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