creditworthy
adjective
cred·it·wor·thy
ˈkre-dit-ˌwər-t͟hē 
: financially sound enough to justify the extension of credit
creditworthiness
noun
Examples of creditworthy in a Sentence
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Those shorter-term rates are more closely pegged to the prime rate, which is the rate that banks extend to their most creditworthy customers — typically 3 percentage points higher than the federal funds rate.
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Jessica Dickler, CNBC, 27 Oct. 2025
Less creditworthy borrowers did not benefit; some even saw new higher rates than had been previously marketed to them.
—Susan Tompor, Freep.com, 23 Oct. 2025
Maintaining a strong relationship between SBA-qualified borrowers, loyal and creditworthy consumers, and lenders is vital.
—Brock Blake, Forbes.com, 20 Aug. 2025
Mainland media noted how consumer loan interest rates for creditworthy customers have fallen to 2.42%.
—Brendan Ahern, Forbes, 21 Mar. 2025
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Jessica Dickler, CNBC, 27 Oct. 2025
Less creditworthy borrowers did not benefit; some even saw new higher rates than had been previously marketed to them.
—Susan Tompor, Freep.com, 23 Oct. 2025
Maintaining a strong relationship between SBA-qualified borrowers, loyal and creditworthy consumers, and lenders is vital.
—Brock Blake, Forbes.com, 20 Aug. 2025
Mainland media noted how consumer loan interest rates for creditworthy customers have fallen to 2.42%.
—Brendan Ahern, Forbes, 21 Mar. 2025
See All Example Sentences for creditworthy
Cite this Entry
“Creditworthy.” Merriam-Webster.com Dictionary, Merriam-Webster, https://www.merriam-webster.com/dictionary/creditworthy. Accessed 4 Nov. 2025.
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creditworthy
adjective
cred·it·wor·thy
ˈkre-dit-ˌwər-t͟hē
: likely to be able to repay loans or consumer credit
creditworthiness
noun
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