plural IRAs
: a retirement savings account in which income taxes on certain deposits and on all gains are deferred until withdrawals are made
Irish Republican Army
Examples of IRA in a Sentence
Abbreviation
a representative of the IRA
Recent Examples on the Web
Jessica Walrack, USA Today, 18 Feb. 2026
The tax had been reinstated in 2022 under the Biden administration’s Inflation Reduction Act (IRA) to help remediate the country’s Superfund sites.
—Chloe Bennett-Steele, StateImpact, 17 Feb. 2026
Today, a total of 15 states have an active auto-IRA program, and two others are in the process of implementing theirs, according to the Pew Charitable Trusts.
—Jeanne Sahadi, CNN Money, 16 Feb. 2026
Investment vehicles Robo-advisor: Betterment Digital Investing IRA: Betterment Traditional, Roth and SEP IRAs 401(k): Betterment 401(k) for employers
Investment options
Stocks, bonds, ETFs and cash
Educational resources
Betterment offers retirement and other education materials
Terms apply.
—Andreina Rodriguez, CNBC, 12 Feb. 2026
See All Example Sentences for IRA
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Noun
In recent years, regulators and investigators have warned about cases in which investors were encouraged to move large portions — or even all — of their retirement savings into gold IRA accounts.
—Jessica Walrack, USA Today, 18 Feb. 2026
The tax had been reinstated in 2022 under the Biden administration’s Inflation Reduction Act (IRA) to help remediate the country’s Superfund sites.
—Chloe Bennett-Steele, StateImpact, 17 Feb. 2026
Today, a total of 15 states have an active auto-IRA program, and two others are in the process of implementing theirs, according to the Pew Charitable Trusts.
—Jeanne Sahadi, CNN Money, 16 Feb. 2026
Investment vehicles Robo-advisor: Betterment Digital Investing IRA: Betterment Traditional, Roth and SEP IRAs 401(k): Betterment 401(k) for employers
Investment options
Stocks, bonds, ETFs and cash
Educational resources
Betterment offers retirement and other education materials
Terms apply.
—Andreina Rodriguez, CNBC, 12 Feb. 2026
See All Example Sentences for IRA
Cite this Entry
“IRA.” Merriam-Webster.com Dictionary, Merriam-Webster, https://www.merriam-webster.com/dictionary/IRA. Accessed 21 Feb. 2026.
Copy CitationLegal Definition
IRA
noun
: an account in which a person may deposit up to a stipulated amount each year and that is not taxable until retirement or early withdrawal
Note: Deposits to an IRA may not be completely or partially deductible from adjusted gross income if one's income exceeds a set level.
Etymology
Noun
individual retirement account
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